Spring is almost here! Make time to enjoy the blooming trees, flowers, and singing birds, by doing a few easy home maintenance projects from our spring safety checklist now. Our spring safety checklist can give you some ideas to get started and help keep you from forgetting anything important. Spring Safety Checklist Time to start your spring home safety and maintenance projects. Here are some important items to check off your to-do list: Test your carbon monoxide and smoke detectors. The switch to daylight saving time… Read more »

The three Hs are gone from the Baltimore weather forecast and beautiful fall colors are about to hit the trees. Head outside to enjoy the beauty and use our fall home maintenance tips to prep your home and yard for the cooler temps to come. You’ll be happy you did! Here are 14 tips for your fall home maintenance to-do list: 1. Roof Since Maryland can be a snowy state, it’s a good idea to start your fall home prep by inspecting your roof before… Read more »

WARNING: This is a deviation from our typical insurance/risk management post! It is also a blatant theft of a very similar piece posted by Neal Freyman, the managing editor of Morning Brew – one of my morning “must-reads” (Don’s referral code – morningbrew.com/daily/r/?kid=c21302). Goldsborough Insurance has been working from home (“WFH”) since only a few short days after Maryland Governor Hogan shut down non-essential offices on March 23, 2020. Yes, insurance was deemed essential, but I felt a civic duty to do my part in… Read more »

Moving yourself or your college student? Don’t get caught unprepared at the rental counter. Know what coverage you have and what you need to purchase, before signing the rental agreement, to avoid a rental truck nightmare. Watch the latest episode of INSURANCE SOS and learn tips to keep your family and belongings protected.

Purchasing an engagement ring is a big decision and you should be equipped with the right information before making your purchase. Here’s a guide on making a purchase that will make your fiancée, bank account, and insurance agent say “Yes!”  Brace the Bank An engagement ring is an investment, and (thankfully) you get to dictate how much you’re willing to risk. According to www.theknot.com, in 2016, the average cost of an engagement ring was $6,163. If that price makes you cringe, no worries—you can still… Read more »

Frozen pipes can present an invisible threat – one that you might not recognize until the weather starts to warm. By then, the water damage can be significant and costly. Fortunately, keeping your home warmer, at a consistent temperature, and better insulated can help protect your pipes from freezing this winter. Which Pipes Are Most at Risk? Pipes that are most exposed to the elements, including those outdoors and along the exterior walls of your home, may need extra protection during winter months. These include… Read more »

In a very short period of time, there are a surprisingly large number of changes in the exposures you now face with your children away at college.  Let’s touch on the three questions we hear most often this time of year with children heading off to be college students. “We spent a small fortune to furnish our college student’s apartment off campus. Does our insurance policy cover this?” In the case of off-campus housing, the answer is often no, especially if your child maintains an… Read more »