What do I need to know when purchasing homeowners insurance?

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Get the amount and type of insurance that you need which may or may not be the amount(s) that the mortgage company is requiring (property).  You will also need to determine the right amount of personal property (your stuff) insurance and personal liability coverage that you need.

Finally, there are a number of additional endorsements you want to add to your policy. For example, you will want the personal property replacement cost endorsement and sewer and drain backup coverage.

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