Homeowner’s Insurance (including Renter’s Insurance and Condo Owners) is a package policy combining protection for your home and contents with personal liability protection.
Homeowner’s Insurance is comprised of different homeowner forms, varying in the extent of coverage, cost and type of home (house, apartment, condominium). Where many big insurance companies want to put you in a box policy (recognize the terms HO-1, HO-3?) – we customize your homeowner’s insurance coverage to your specific needs.
Why Do You Need Homeowner’s Insurance?
It’s all about protecting the most important people and things in your life. We oftentimes take our homes and the items in it for granted – but take a moment to think about if that was all taken away. What would you do? Where would you go? How would you afford to replace what was lost? All of these questions are answered by our Independent Insurance Agents at Goldsborough Insurance – we work personally with you to create a comprehensive homeowner’s insurance plan to protect you and your loved ones.
- If you or your children are responsible for injuries to another (think someone slipping on your icy driveway or tripping up a lose step) you may be held responsible for their medical bills, lost wages and any resulting disability.
- The contents of your home and the structure itself are covered against fire, windstorm and many other “perils.”
- If you have a mortgage, your lender requires the policy to protect their interests.
Maryland Insurance Association has a great tool for homeowners to take inventory of their assets in the event of loss. Click here for the free printable PDF.
To learn more about homeowner’s insurance and what coverage is best for your and your family, give us a call today.