AVAILABILITY OF INSURANCE PRODUCTS
By maintaining this Site, Goldsborough does not in any way intend to imply that the materials on the Site or the products discussed are available or for use outside the United States, in jurisdictions in which we are not licensed to do business, or that Goldsborough is soliciting business in any jurisdiction in which it is not licensed. Please note that not all products or services described on the Site are available in all geographic areas of the United States and eligibility requirements differ from state to state. Once we have had an opportunity to review your application we will determine and advise you of your eligibility for the particular product or service.
ONLINE CLAIMS SUBMISSIONS
If you are an existing Goldsborough customer, you may elect to report an insurance claim online where available. Information you submit regarding your insurance policy and the loss is subject to review and verification. Therefore your submission does not commit the insurer to coverage of your loss and you may be contacted by either Goldsborough, the insurer or both for additional information. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect and terms in your insurance contract control with respect to coverage issues. You agree that any information you provide through the Site will be truthful and accurate. If you have any questions concerning the coverage afforded by your policy, please contact your Goldsborough representative.
NO PROFESSIONAL ADVICE
The information contained on and provided through the Site is not intended to constitute professional advice. While Goldsborough uses reasonable efforts to provide quality information and material, the industry and law changes frequently and everyone’s circumstances are different. Therefore Goldsborough does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained in or linked to the Site. Users of information from the Site or links to other websites do so at their own risk.
Some portions of the Site are restricted and require prior registration and authorization for access. If you choose to register, or otherwise request information or services, you agree to provide truthful, accurate, up-to-date and complete information, including updating it promptly in the event of any changes. Upon acceptance of your registration, you will receive a password and/or other identifying information. When you become an authorized user of any restricted area, you are responsible to maintain the security and confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. If you know or suspect that your password has been compromised, please notify us immediately to request a change of your password. Access or use by unauthorized persons is prohibited; any information with respect thereto may be shared with law enforcement and may result in criminal and/or civil prosecution. If you suspect any unauthorized activity related to your account or the Site, please contact Goldsborough immediately.
GOLDSBOROUGH’S PROPRIETARY RIGHTS
DISCLAIMER/LIMITATION OF LIABILITY
GOLDSBOROUGH WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES, WHETHER DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY, RELATING TO OR ARISING OUT OF YOUR USE OR INABILITY TO USE THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT GOLDSBOROUGH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE EFFECTIVENESS OF THESE LIMITATIONS IS AN EXPRESS PRECONDITION TO YOUR USE OF THE SITE. SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU.
L.E. Goldsborough & Son, Inc.
WHAT PERSONAL INFORMATION GOLDSBOROUGH COLLECTS
You may visit the Site without disclosing any Personally Identifiable Information. Personally Identifiable Information is data that specifically identifies you or that may be used to contact you, such as your name, postal address, telephone number and email address. Goldsborough collects Personally Identifiable Information from the Site only if you provide it. For certain services available on the Site or for certain parts of the Site, you must furnish Personally Identifiable Information.
For example, Goldsborough collects Personally Identifiable Information if you register as an existing client or to receive the newsletter/safety tips or request any insurance services such as an insurance quote or to report a claim.
Goldsborough also collects anonymous information such as your computer’s IP (internet protocol) address. The IP address log is a standard method of reporting to statistically identify which parts/pages of the Site are visited and how long visitors spend on various pages. Goldsborough also logs the type of browser and operating system you use and what search terms you enter. This anonymous information is not associated with Personally Identifiable Information and cannot be linked to you personally.
Like many other commercial sites, the Site may use a standard technology called a “cookie” to collect information about how you use the Site. Cookies were originally designed to help a web site identify a user’s browser as a previous visitor and thus save and remember any preferences that may have been set while the user was browsing. A cookie is a small string of text that a web site sends to your browser that securely stores a user’s ID and password, personalizes home pages and identifies which parts of a site have been visited. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses or capture your email address. You may set your browser to refuse the Site’s cookie, however you will not be able to access those portions of the Site that require registration.
HOW GOLDSBOROUGH USES PERSONALLY IDENTIFIABLE INFORMATION
Goldsborough uses Personally Identifiable Information to respond to your emails/information/service requests, send you the newsletter, safety tips or industry updates, provide other information that may be of interest to you and to otherwise communicate with you about Goldsborough or our services. Goldsborough will also use the information collected to communicate with an insurance carrier, underwriter, investigator, appraiser or other insurance-related service provider with respect to services you requested. Goldsborough also may, from time to time, make collected information available to selected third parties but only in the aggregate; Personally Identifiable Information is not disclosed to such third parties.
SHARING INFORMATION WITH THIRD PARTIES
Goldsborough will not share Personally Identifiable Information without your express permission. As mentioned above, Goldsborough will share Personally Identifiable Information with insurance carriers (and/or their service providers to service your insurance needs) for example, to accommodate your request to obtain an insurance quote, issue a certificate of insurance, report and service a claim, make a policy change, or for any other purpose related to any other request. Goldsborough may also share Personally Identifiable Information with its affiliates or business partners. In addition, Goldsborough may use third parties to help with some of the services available on the Site. For example, Goldsborough may use a third party to host its Site or parts of the Site or maintain a searchable database.
Finally, Goldsborough will disclose Personally Identifiable Information as required by law whether or not in connection with a subpoena or other order, or if in its discretion disclosure is necessary to protect Goldsborough, its clients or its Site visitors/users from loss or liability. If Goldsborough were to merge with or be acquired by another company, the resulting combined company will use the information you have provided as described in this policy. If Goldsborough were to cease operations, the information may be transferred to and used by another company that offers similar or related products or services. Additionally, any Personally Identifiable Information that is or becomes public information may be freely disclosed.
If you have any questions, you wish to update your Personally Identifiable Information or if you wish to no longer receive emails from Goldsborough, please send your request to email@example.com.